3 Tips For Dealing With Storm Damage Repairs
If storms are a fact of life where you live, you need to be certain that you are able to respond accordingly and mitigate storm damage. In doing this, you will be able to quickly get your home back to livable conditions, while also protecting yourself from any significant property damage. With this in the back of your head, you should follow these words of advice below so that you are always prepared to respond to storm damage of any kind.
#1: Be sure that the homeowner's plan that you have in place can help you with storm damage.
The first thing you need to do is make sure that you have a homeowners insurance policy that will adequately cover you against any sort of storm damage. You may need to purchase more coverage if you live in an area that is prone to storm damage. It's best to be safe than sorry, so contact your provider to see the level of coverage that you have and the terms of that coverage. Depending on your state of residence you can expect to pay an average annual premium of approximately $1000. Shop around to be sure that you are getting the best insurance coverage at the best price.
#2: Find a team of contractors that can handle any structural repairs following a storm
If you live somewhere prone to serious storms, it is best to reach out to contractors in advance that you know will be able to handle this sort of restoration. You can do this by contacting your local contractors board in order to get a list of referrals. In addition to maintaining homeowners insurance coverage, be sure that you always have enough money budgeted to handle these sort of repairs just in case. Storm and wind damage can be quite pricey, ranging between approximately $2000 and $10,000 in most cases. Don't forget about exterior care. Contact a company like Affordable Tree Care to look at tree and property damage.
#3: Pinpoint any areas of water damage
Aside from structural issues, water damage is a huge problem in many situations following a storm. Water damage due to leaks and floods can lead to mold, mildew and serious foundational damage. Because of this, you need to file an insurance claim right away and take plenty of pictures of any water damage that you have experienced. The sooner you get involved, the sooner your insurance company can get the ball rolling on the process, so that you do not have to come out of pocket. This is critical, because water damage repairs can cost between approximately $1000 and $4000.
Factor in these tips so that you are able to bounce back from a storm.